SIT_Health care and accident insurance for personal

Health care and accident insurance

Health insurance is a form of insurance for injuries, accidents, illnesses, diseases, and the patient’s health that is paid by the insurance company according to the terms of the insurance contract. This is a solid financial support when you and your loved ones encounter unfortunate risks, accidents or medical problems.

Health insurance is a type of voluntary insurance, customers can choose an insurance package according to their needs and health.

The standard term of this insurance is 01 year and will be renewed annually according to HD Insurance policy. In case you want to buy insurance with an insurance term of less than 01 year or more than 01 year, please contact HD Insurance directly for advice.

The insured

Vietnamese citizens and foreigners living, studying, working, and working in Vietnam and are between the ages of 18 and 65 years old. The insured must:
– NO mental illness, cancer, leprosy;
– NO permanent disability of 70% or more;
– NOT currently undergoing treatment;

Insurance exclusions

– Intentional acts of the Insured Person such as suicide or use of stimulants;
– All medical expenses incurred during the waiting period;
– Genetic diseases or congenital defects, costs related to treatment for cosmetic purposes;
– Treatment of mental illness, sexually transmitted diseases, infertility, artificial insemination, AIDS, hair loss, acne, weight gain/loss, bone marrow failure, kidney failure, sleep disorders or muscle weakness vision, nearsightedness/farsightedness/presbyopia;
– Periodic health check-up costs
Please refer to the details of other insurance exclusions in the Insurance Rules